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Micro-Enterprise

Microcredit loans are used widely in developing countries as an effective tool for poverty alleviation. These short-term loans are designed to give opportunity to impoverished entrepreneurs to set up a small-scale business by assisting with start-up costs and providing a foundation of capital. Borrowers are generally those who lack collateral, a verifiable credit history and steady employment. For this reason repayment schemes are deeply embedded in a spirit of trust and integrity.

Microfinance programs have proven beneficial in not only empowering individuals but also transforming whole communities as local markets thrive on greater service availability, competitive pricing, greater employment opportunity and increased cash flow to stimulate further growth. Beneficiaries report that they are able to eat regular meals more often, send their children to school and afford adequate healthcare.

At-Risk Education
  • Category: Education, Health, Life / Vocational Skilling, Micro-enterprise
  • Grant: $10,001 to $25,000
  • Target Group: Marginalised people
  • Gender: Any
  • Age: Children
  • Country: Vanuatu

At-Risk Education

Government funding for remote schools in Vanuatu is minimal, if not wholly absent.  Many families fall outside the radar of the public education system because they live too far out of town and cannot afford commute expenses.

Capacity Building
  • Category: Community development, Education, Health, Micro-enterprise, Water Security
  • Grant: $10,001 to $25,000
  • Target Group: Marginalised people, Orphans
  • Gender: Any
  • Age: Any
  • Country: Zambia

Capacity Building

Poverty and HIV/AIDs in Zambia is causing an epidemic of abandoned, neglected or orphaned children as family means are stretched beyond breaking point. Parents and extended relatives simply cannot afford to feed, clothe and educate the younger generation so many turn to orphanages as a last resort.

Community Empowerment
  • Category: Education, Life / Vocational Skilling, Micro-enterprise, Water Security
  • Grant: $10,001 to $25,000
  • Target Group: Marginalised people
  • Gender: Any
  • Age: Any
  • Country: Sri Lanka

Community Empowerment

As humanitarian crises have lifted in Sri Lanka, national development has shifted its focus toward building a strong economic core in the private sector and diversifying rural livelihoods.  Demographic transition that has accompanied the drive toward middle-income country status now poses some challenges regarding aged dependency.

Dalit Education
  • Category: Education, Life / Vocational Skilling, Micro-enterprise
  • Grant: $25,001 to 75,000
  • Target Group: Displaced people
  • Gender: Any
  • Age: Children
  • Country: India

Dalit Education

The worldview of the Indian people towards the Dalit (lowest caste) means that they are denied the basic human right to education.  As global awareness has increased, international pressure has brought about some level of equality by reserving some places in educational institutions and government employment.

Dalit Microfinance Programs
  • Category: Micro-enterprise
  • Grant: < $10,000
  • Target Group: Marginalised people
  • Gender: Female
  • Age: Adults
  • Country: India

Dalit Microfinance Programs

India’s Dalits have recently taken drastic strides toward social equality and economic empowerment through our partner’s nationwide movement to establish customised education centres.  In these centres, Dalits can attain employable skills to carry them out of the poverty trap that their lineage has suffered under for so long.

Education & Vocational Upskilling
  • Category: Child protection, Education, Life / Vocational Skilling, Micro-enterprise
  • Grant: $10,001 to $25,000
  • Target Group: Any
  • Gender: Any
  • Age: Any
  • Country: Cambodia

Education & Vocational Upskilling

In some Cambodian communities, the importance of education is not fully realised.  Children follow their parents into the status quos of rice farming, building or begging that have been the only vocational options for generations gone by.

Education and Life Skills
  • Category: Education, Health, Life / Vocational Skilling, Micro-enterprise
  • Grant: $75,001 - $150,000
  • Target Group: Marginalised people
  • Gender: Any
  • Age: Any
  • Country: Philippines

Education and Life Skills

In the Philippines the incidence of poverty is 50% for those who do not complete primary school, and less than 2% for those with a college degree.  Within urban poor settlements situations at home are rarely conducive to study due to noisy and crowded spaces, obligation for family responsibilities, lack of affordable tuition, and extensive unhealthy eating habits.

Female Empowerment
  • Category: Anti-trafficking, Child protection, Female empowerment, Life / Vocational Skilling, Micro-enterprise
  • Grant: $10,001 to $25,000
  • Target Group: Any
  • Gender: Female
  • Age: Any
  • Country: Thailand

Female Empowerment

For years Thailand has unofficially been labeled the sex tourism capital of Asia, with Pattaya its most notorious hotspot, closely followed by the red-light districts of Bangkok and an assortment of nightclubs in Phuket.

Female Empowerment
  • Category: Education, Female empowerment, Life / Vocational Skilling, Micro-enterprise
  • Grant: $25,001 to 75,000
  • Gender: Female
  • Age: Adolescents
  • Country: India

Female Empowerment

Although the Indian family as a social institution is well known for the emotional and physical support that it provides to its extended members, it sometimes fails to respond to the needs of women, especially for women in difficult circumstances.

Income Generation Programs
  • Category: Agriculture & food security, Education, Life / Vocational Skilling, Micro-enterprise, Water Security
  • Grant: $10,001 to $25,000
  • Target Group: Marginalised people
  • Gender: Any
  • Age: Any
  • Country: Sri Lanka

Income Generation Programs

As humanitarian crises have lifted in Sri Lanka, national development has shifted its focus toward building a strong economic core in the private sector and diversifying rural livelihoods.  Positive demographic transition has accompanied the drive toward middle-income country status but now poses some challenges regarding aged dependency.

Keeping Girls in School
  • Category: Education, Female empowerment, Health, Life / Vocational Skilling, Micro-enterprise
  • Grant: < $10,000
  • Target Group: Any
  • Gender: Female
  • Age: Adolescents

Keeping Girls in School

Menstrual management can be difficult at the best of times.  Women with no disposable income may use multiple pairs of underwear, kitchen sponges or dirty rags in place of tampons and sanitary pads.  Due to the unhygienic nature of these ‘pieces’, they regularly experience rashes, sores, bruising and infections.

Malipai Livelihoods Philippines
  • Category: Education, Life / Vocational Skilling, Micro-enterprise
  • Grant: $75,001 - $150,000
  • Target Group: Any
  • Gender: Any
  • Age: Adolescents
  • Country: Philippines

Malipai Livelihoods Philippines

Upon leaving school, many clever and capable young minds are deprived of their career ambitions due to a lack of education and employment opportunities.  Despite working 6 full days a week in menial labour, they earn barely enough to maintain a subsistence lifestyle.

Micro-enterprise
  • Category: Education, Life / Vocational Skilling, Micro-enterprise
  • Grant: $10,001 to $25,000
  • Target Group: Any
  • Gender: Any
  • Age: Any
  • Country: Sri Lanka

Micro-enterprise

Despite Sri Lanka’s remarkable social progress in literacy, life expectancy and infant mortality, success in generating economic growth has somewhat lagged behind. Underemployment and underachievement has arisen in rural areas where opportunities for higher education and career advancement in modern industries are few

Micro-Enterprise Training and Loans
  • Category: Micro-enterprise
  • Grant: $10,001 to $25,000
  • Target Group: Displaced people, Marginalised people
  • Gender: Any
  • Age: Any
  • Country: Congo, the Democratic Republic of the

Micro-Enterprise Training and Loans

Despite strong financial growth associated with a rich store of natural resources, the benefits of trade and investment from the international sphere has not been distributed evenly within the Democratic Republic of Congo.  Turning to self-sufficient innovation, a centralised service centre has been set up to upskill marginalised Congolese as they take out small loans to commence micro-enterprise ventures. 

Post-War Capacity Building
  • Category: Agriculture & food security, Community development, Education, Health, Life / Vocational Skilling, Micro-enterprise
  • Grant: $10,001 to $25,000
  • Target Group: Marginalised people
  • Gender: Any
  • Age: Any
  • Country: Uganda

Post-War Capacity Building

Uganda has seen and suffered under almost twenty years of war between The Lord’s Resistance Army and government forces.  During this time, heinous atrocities were committed including massacres, torture, rape and abductions of young ones to become child soldiers and child brides.

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